Fha Appraisal Attic Inspection

Inspection the attic must be examined whether access is by pull down stairway or scuttle.

Fha appraisal attic inspection.

At a minimum the appraiser must enter head and shoulders into the attic. So the primary difference between fha and regular appraisals is the level of inspection that is required by hud. Fha is black and white on many issues but other times appraisers simply need to use good judgment. If the hud approved appraiser flags certain issues such as peeling paint loose handrails or other safety issues those issues must be corrected before the loan will be funded.

Department of housing and urban development hud requires this plus an inspection of the home s condition. In order to pass inspection the home must meet minimum safety security and soundness standards. For an fha loan the u s. Fha appraisers fha has always had a requirement for appraisers to inspect attics.

However hud fha does not have a real definition of attic in their documentation. Fha appraisers are required to observe the attic area. It s what makes the fha appraisal process unique. If the inspection reveals the need for roof repairs and the.

The appraiser must inspect the attic for evidence of possible roof problems.